Meet The Team
Lindsey Ciarrocca, CMC®
Lindsey is a YNAB Certified Budget Coach, Certified Money Coach® and co-owner of Providers & Families Wealth Management, with her husband Scot. She joined the financial services industry in 2016 with Waddell & Reed before co-founding Providers & Families in 2017. She also works with clients on budgeting and their money mindset through her other business, The Exuberant Elephant.
She is a self-described “budgeting nerd” and crazy cat lady. In her free time, she enjoys putting puzzles together, reading and spending time with her three cats and husband at their home in Carlisle, Pennsylvania.
Scot Whiskeyman, CFP®
Scot is a CERTIFIED FINANCIAL PLANNER™, author, and co-owner of Providers & Families Wealth Management with his wife, Lindsey. He joined the financial services industry in 2011 with a fortune 500 insurance firm, and founded Providers & Families in 2017. He enjoyed working closely with clients to develop financial strategies that make a difference.
Scot lives in Carlisle, Pennsylvania and is involved with Carlisle Young Professionals, Professional Referral Exchange, and Toastmasters International. Outside of his career as a financial planner, Scot enjoys distance running and playing poker.
Fran Koch
Fran has a diverse background in exceptional customer service, retail auditing and health insurance. She embraces and exemplifies a customer experience philosophy, “keeping the client at the center of everything”.
Fran most recently worked in the health insurance industry serving as the main point of contact for new business accounts. She partnered with agents related to retention and new business. Fran also worked for Mattel/American Girl as Corporate Internal Retail Auditor, where she served as the primary lead driving the overall monthly close process with a focus on comprehensive financial spreadsheets for 19 company bistro, cafes.
Fran and her husband Mike recently moved to Tennessee. Fran enjoys spending time with her daughters and grandchildren. When she’s not working, you will find her enjoying their greyhounds, running, baking and interior design.
A bit more about us, through photos!
A photo from the day we met in Camp Hill, Pennslyvania!
Scot and Lindsey visiting China in 2017!
Book Signing Event for Scot's book! November 2021
Our wedding day!
Ribbon cutting day for our first office!
Lindsey's alma mater. She loves Colorado!
Did Lindsey mention she loves Colorado??
Lindsey also loves baking!
Lindsey - crazy cat lady! Not ashamed!
Traveling in Australia!
Florida - February 2022
Colorado - January 2019 (Where we got engaged!)